{"id":215,"date":"2026-05-12T04:05:54","date_gmt":"2026-05-12T04:05:54","guid":{"rendered":"https:\/\/scottsdalemovinghub.com\/?p=215"},"modified":"2026-05-12T04:05:54","modified_gmt":"2026-05-12T04:05:54","slug":"new-report-shows-shift-in-who-is-buying-homes-right-now","status":"publish","type":"post","link":"https:\/\/scottsdalemovinghub.com\/?p=215","title":{"rendered":"New report shows shift in who is buying homes right now"},"content":{"rendered":"
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WASHINGTON \u2014 Baby boomers have surpassed millennials as the largest group of homebuyers, while first-time buyers have fallen to their lowest share since 1981, according to a new generational trends report from the National Association of Realtors.<\/p>\n

Read more Paralyzed Virginia graduate walks across stage with help from robotic suit<\/a><\/p>\n<\/p><\/div>\n

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Boomers now account for 42% of home purchases, driven largely by decades of accumulated home equity. Millennials follow at 26%, with Gen X close behind at 25%.<\/p>\n<\/p><\/div>\n

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Many boomers are leveraging that equity to pay cash outright \u2014 sidestepping today’s elevated interest rates entirely.<\/p>\n<\/p><\/div>\n

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First-time buyers, meanwhile, make up just 21% of the market \u2014 a record low in more than four decades of tracking. Rising home prices, higher interest rates and increasing costs for insurance and taxes have created steep barriers to entry for younger buyers.<\/p>\n<\/p><\/div>\n

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“It is a market about being strategic,” Lane Lyon, a real estate expert, told KUSA.\u00a0<\/p>\n<\/p><\/div>\n

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Many families are turning to multi-generational living in response to affordability challenges. About 14% of buyers this year purchased a home to share with family members.<\/p>\n<\/p><\/div>\n

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Lyon said demand for homes with main-level bedrooms and finished basements is rising sharply.<\/p>\n

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“Almost every listing that I take right now, we get calls saying, ‘Do you have a bedroom on the main level because I want to move mom in,'” Lyon said.<\/p>\n<\/p><\/div>\n

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Lyon expects the multi-generational living trend to continue until interest rates decline.<\/p>\n<\/p><\/div>\n

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On the selling side, baby boomers also remained dominant, making up 55% of all home sellers,\u00a0the report said.<\/p>\n<\/p><\/div>\n

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\u201cThe housing market remains sharply divided between homeowners with equity and first-time buyers trying to break in \u2014 many of whom are younger millennials,\u201d said NAR Deputy Chief Economist Dr. Jessica Lautz. \u201cFor many younger households, affordability challenges and limited inventory are still making homeownership difficult to achieve.\u201d<\/p>\n<\/p><\/div>\n

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\u201cBaby boomers are at a point in life when they have the flexibility to move, often with housing equity to help purchase their next home,\u201d Lautz said. \u201cIn earlier years, baby boomers \u2014 like millennials today \u2014 may have moved because of a job change or the need for a larger home. Today, many baby boomers are embracing choice and moving to be closer to friends and family, to downsize, or to retire and enjoy a work-free lifestyle.\u201d<\/p>\n

Read more Trump says Iran ceasefire is on \u2018life support\u2019 and proposes gas tax pause as strait stays closed<\/a><\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

WASHINGTON \u2014 Baby boomers have surpassed millennials as the largest group of homebuyers, while first-time buyers have fallen to their lowest share since 1981, according to a new generational trends report from the National Association of Realtors. 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